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Be Inside, 

meet innovation

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What I do

My Purpose

With a bespoke, predictive and prescriptive approach I support forward looking financial companies of all sizes. From leading banks, looking to keep their global competitive position, to investment funds in search of the next game challenger, to ambitious Fintechs aiming to scale up and disrupt the international landscape.

Focused, but not limited to artificial intelligence, robotic process automation, blockchain, cybersecurity, cloud and quantum computing. I uncover competitors’ strategies, investment prospects, identify global emerging innovation, start-ups and technology.

I help companies to shape their future strategy, find disruption opportunities and support them to build better financial services by harnessing the new technology.

Be on top of global innovation

Who I serve


Known for my entrepreneurial style and ability to drive results; I have built a truly international background having worked for leading global banks as Banco de Bogota, Santander and HSBC and  dealt through my work with 4 different continents.

I first started researching the FinTech space in 2011 to bring innovation to banking, when the alternative lending market broke the $100m investment mark in the UK. Since then I am passionate about leveraging technologies to improve financial services.

Proud Colombian and honoured French, I speak multiple languages. I have a degree in Economics and a Masters in Global Banking and Finance.


Glad to be part of Start. The incubation programme of EuraTechnologies, the center of excellence and innovation at the European metropolis of Lille.

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My Work

my work

Javier impressed me with his ability to bring insights into actionable strategic recommendations for diverse business situations. Javier is a creative and talented individual with a global mindset, he is a great person and has a lot of potential for making a great contribution to any business

Paula Ickinger

Managing Director, Select and Financial Planning - Santander UK 

Javier demonstrated a global vision of the business, a great ability to work in a team and the ability to influence decisions at a high level... Javier quickly managed to impact the results of the Division through innovative marketing strategies.

Javier is an excellent professional 

Julián Acuña Moreno

Gerente Corporativo Banca Minorista -Banco Itaú Chile 

From his early days Javier proved to be a valuable asset for the company. He is an analytical, creative and strategic thinker whom based on insights and analysis is able to generate practical and actionable strategies. Strategies which very quickly impressed the leadership team and certainly supported the overall achievement of the business strategy and plan.

Rachel Baynes

Head of Marketing Strategy and Planning – Santander Corporate & Commercial Banking 

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